Privacy Policy
Overview
Paisa Pulse is an educational app focused on financial literacy. It helps users learn about personal finance, markets, business, economy, investing, crypto basics and related topics through educational articles, explainers and learning updates. This Privacy Policy explains how Paisa Pulse accesses, collects, uses, shares, protects, retains and deletes user and device data.
Data We Collect
Depending on how you use the app, we may collect or process:
- Account information such as name, email address, mobile number, profile image and login provider information when you sign in or create an account.
- User activity in the app such as bookmarks, likes, comments, reading preferences, selected learning categories, content submissions and support requests.
- Device and app information such as app version, device type, Firebase Cloud Messaging token, notification status, diagnostics, analytics events and crash or performance data.
- Approximate or precise location only when a location-based feature is enabled and permission is granted by the user.
- Images or files only when the user chooses to upload content for app features such as profile or content submission features.
How We Use Data
We use data to provide and improve app functionality, including account login, profile management, personalization, category preferences, bookmarks, comments, notifications, content moderation, educational content submissions, security, fraud prevention, analytics, troubleshooting and customer support.
Sharing and Third Parties
We do not sell personal and sensitive user data. We may share data with service providers that help operate the app, including Firebase services for authentication, messaging and analytics, hosting providers, analytics tools, crash diagnostics, advertising SDKs when enabled, and legal or compliance recipients when required by law. These providers process data only for app operations, security, analytics, communication, advertising where enabled, or legal compliance.
Secure Data Handling
We handle personal and sensitive user data securely. Data transmitted between the app, website and backend is sent over HTTPS. Access to backend systems is restricted to authorized personnel. We use reasonable administrative, technical and organizational safeguards to protect user data from unauthorized access, alteration, disclosure or destruction. Runtime permissions are requested before accessing permission-protected data.
Data Retention and Deletion
We retain account and app data only for as long as needed to provide the service, comply with legal obligations, resolve disputes, prevent abuse, and maintain security. Users can request account and associated data deletion from within the app where available or externally at https://paisapulse.in/en/account-deletion or by emailing contact@paisapulse.in. After a valid deletion request, we delete or anonymize associated personal data unless retention is required for security, fraud prevention, legal compliance or legitimate recordkeeping.
Educational Content Sources
Paisa Pulse may publish original educational content and display learning material from third-party sources. Article source, author, publisher or related attribution is shown where available in the app or website. Content is provided for educational purposes and is not personalized investment advice. Users may contact us to report incorrect, outdated or disputed content.
User Choices
Users can manage notification permissions, account details, content preferences and device permissions from the app or device settings. Users may contact us to access, correct or delete their data.
Contact
For privacy questions, contact information, support, data requests or complaints, email contact@paisapulse.in.